We always work to minimize the anxiety and inconvenience often associated with real estate closings. The most common cause of problems at closing is that one of the parties forgot to bring—or didn’t know to bring—a required document. So to be sure that everyone knows what documents they need to supply (and when), we’ve included simple guides below for:

  • Buyers;
  • Sellers;
  • Builders;
  • Real Estate Agents; and
  • Mortgage Brokers & Lenders.

Buyers and Sellers, if you have more questions, we've also compiled a list of the most-asked questions on our FAQ page. Of course, you can also call or e-mail us if you have any questions.

Buyers

As soon as possible, please email or fax us the following:

  • A copy of the good faith estimate provided by your lender
  • Social Security numbers for each person listed as a borrower on the loan
  • Your homeowners insurance agent or carrier, premium and payment date
  • A copy of your Power of Attorney specific to the transaction*

Please bring the following items to your closing:

  • Your driver’s license or equivalent photo identification
  • Proof of homeowners insurance coverage showing amount due at closing or receipt if pre-paid
  • If your amount due at closing is greater than $5,000 you must bring certified funds (such as a cashier’s check made out to yourself)
  • Your checkbook just in case your total balance due at closing changes from the projected amount or for payment of optional owner’s title insurance (discussed below)
  • Your original executed Power of Attorney*

Sellers

You'll work with your assigned paralegal to submit the information needed for the closing. Just download our Seller Closing Info Form and send it to your assigned paralegal. The form requests, among other items, the following information:

As soon as possible, please email or fax us the following:

  • The names of all parties listed on the property title and their Social Security Numbers (for purposes of ordering loan payoffs)
  • A copy of your proof of termite inspection report
  • Your new address and telephone number
  • Lender contact information for any outstanding loans on the property, including account numbers and phone numbers*
  • Copies of invoices for repairs mandated as a condition of sale*
  • Homeowners’ Association contact information*
  • A copy of your Power of Attorney specific to the transaction*

Please bring the following items to your closing:

  • Your driver’s license or equivalent photo identification
  • House keys, garage door opener controls, and security system codes
  • Your original termite inspection report
  • Copies of invoices for repair bills*
  • Home warranty plan documentation*
  • Your original Power of Attorney*

Builders

Items we need from you:

  • Survey (if available)
  • Certificate of Occupancy
  • Percentage of house completed as of January 1st
  • Construction loan contact, account numbers, and payoff information
  • Termite inspection report, cost, and responsible party
  • Home warranty documentation, cost, and responsible party*

Real Estate Agents

As soon as possible, please email or fax us the following:

  • A legible, final copy of the signed contract and all addendums
  • A copy of the termite inspection report
  • Determination of whether or not your client require a survey
  • Day and night phone numbers of the buyers and sellers
  • Mortgage lender contact information
  • Lender contact information for any outstanding loans on the property, including account numbers, payoff amounts, and Social Security numbers for all parties listed as borrowers *
  • Homeowners’ Association contact information*
  • Details of any funds to be held in escrow at closing*

Please bring the following items to your closing:

  • The original signed contract with all addendums
  • The original termite inspection report
  • Certified funds for earnest money paid in excess of commission
  • The original home warranty contract*
  • Copies of invoices for repairs*

Mortgage Brokers and Lenders

Items we need from you:

  • Borrower’s name and the loan amount for mortgagee clause
  • Anticipated date, time and location of closing
  • Type of mortgage: for example, first only, first and second, whether it is a purchase or refinance
  • If the transaction is a purchase, please provide us the sales contract
  • Type of loan: Conventional, VA, or FHA
  • Whether or not you need a survey
  • Source and delivery method of loan package
  • The insured party for the title commitment on insured closing letter

*If applicable.

Good Funds Policy

Our firm policy is as follows:
We will accept personal checks up to $2,000.00 For amounts between $2,000.00, up to and including $5,000.00, a Cashier's Check issued by a local or national bank or credit union will be accepted. For amounts more than $5,000.00 our firm requires funds be transmitted to us by wire. Georgia law (O.C.G.A Section 44-14-13, the "Good Funds" law) requires all funds to be received by the closing attorney in excess of $5,000.00 be "good funds".